How can you get Critical Insurance coverage for FREE??!!

Are you a business owner who has retained earnings in your company or holding company and wishes to access these funds in a tax efficient manner? Did you know that you could leverage critical illness insurance in order to manage this health risk, while potentially being able to receive a tax-free return of your premiums?...
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I maxed out my RRSP’s & TFSA’s – Now what?

People who have exhausted their RRSP and TFSA contribution room and wish to safeguard and enhance their estate holdings even further, using tax efficient strategies, may opt to over fund a life insurance policy. What is overfunding? When you over fund a life insurance policy, you deposit above and beyond what your regular premium is...
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Leveraging – A Powerful Corporate Strategy!

Are you looking for a tax efficient way to access your company’s surplus? Leveraging strategy allows you to diversify your investments so that your money is not tied up in one investment – your business. It allows you to build wealth outside your company and accelerate your retirement income, while magnifying your returns. If you...
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Is there a way I could create a pension for myself if I don’t receive one or supplement a low one that I do receive?

Yes! There are several strategies that when put in place can provide you with a secured guaranteed income stream for life – your own personal pension! There are different ways to set this up, based on your preference. For example; • Would you like to access the capital during your lifetime? • Would you like...
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A Smarter Way to Invest!

Have you been concerned with the market’s volatility but not happy with GIC returns? Are you looking for ways to ensure that your beneficiaries will receive as much of your estate, as fast as possible? Are you looking to protect your investment against unexpected creditors? Let us introduce… Segregated Funds! What are Segregated Funds? Segregated...
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How can I give a meaningful gift to my children and/ or grandchildren?

Instead of giving them an amount of money, where you don’t have any control over how it will be used and whether it would last … There are several strategies that allow your gift to be meaningful and lasting, while maintaining control over it until you decide to hand it over to your child or...
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Is Compound Interest the Eighth Wonder of the World?

According to Albert Einstein – Yes it is! What is compound interest? The effect of compound interest occurs when money is earning money over time. It starts out small but before you know it, it becomes quite significant. The beauty of it is that it works continuously, even while you sleep! Want an example? Tom...
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What should I do if I want to deposit to my RRSP but find it hard to come up with the full amount?

First, think about the amount you would like to deposit for the year; then we can set up an automatic monthly withdrawal from your bank account that goes directly into your RRSP. There are many advantages for this strategy: • The monthly amount is small and manageable, more so than a larger lump sum •...
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Why Do I Need a ‘Comprehensive’ Financial plan?

Can you imagine working on a jigsaw puzzle, with only a small portion of all the pieces? You might be able to complete some sections, but you will likely wonder what the rest of the puzzle looks like. That’s what your financial plan could resemble without some expert assistance such as from Burnaby’s strategic business...
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