Q: Do you offer any safe investments that earn more than a GIC?
A: We offer investment strategies that are similar to investing in mutual funds but offer added protection. These can be as safe as a GIC while likely to provide a higher return than the typical GIC’s return.
We offer a wide range of insurance solutions that meet your specific needs and financial goals.
Some ways we can use these solutions to protect and enhance your lifestyle include:
We provide individuals and families with customized investment strategies that enhance and protect their financial worth, giving them peace of mind.
Our strategies are designed to mitigate risk and the long term tax implications; for example:
Retirement planning is important to ensure that you have the resources necessary to achieve and maintain your desired retirement lifestyle.
The sooner one starts, the easier it becomes to achieve one’s goals.
Our strategies will allow you to:
Estate planning aims to minimize the income tax consequences as well as to expedite the process of transferring your family’s assets when the time comes. Some examples are:
In order to figure out where you currently are, find out where you would like to go and create a plan to get you there; we would need to conduct a Personal Needs Analysis. As a part of this process, we will ask you to provide us with some information and once we reviewed it; we will be able to provide you with our recommendations.
Our second opinion service is independent and objective.
We examine the investments and insurance coverage that you currently have in place to determine whether these are suited to your current circumstances and risk tolerance, and how they fit with your overall financial plan.
We share our findings and recommendations with you once we are done with our analysis, without any obligation from your part.
Making one-time decisions about investment mix and insurance coverage are not enough in our opinion. Life changes over time and those changes should be reflected in your portfolio makeup on an on-going basis.
We look at your complete financial picture from a holistic point of view rather than as isolated pieces in a specific moment in time.
We monitor our clients’ investment and insurance structure to ensure that their portfolio is reflecting their current needs and goals and make any necessary changes, if needed, so that they have the peace of mind to concentrate on the things that are most important to them.
Charitable giving is the process of designating charitable gifts that realize a donor’s altruistic goals, while maximizing tax and other financial benefits for the contributor.
Putting this in place ahead of time, allows you to:
It also allows the charity to:
Q: I’m in my 60’s. How can I invest my accumulated savings with minimum tax implication? A: We offer a variety of options that are tax efficient and either protected or fully guaranteed; hence provide you peace of mind that your savings will not erode over time. Read more
Q: Do you offer any safe investments that earn more than a GIC? A: We offer investment strategies that are similar to investing in mutual funds but offer added protection. These can be as safe as a GIC while providing a significantly higher return than the typical GIC’s return. Read more
Q: How do I know whether I have sufficient insurance coverage and whether I need other types of coverage? A: We review what you currently have as well as your needs and goals and will give you our recommendations regarding additional coverage, if required, based on our analysis. Read more
Q: I’m in my 40’s and have a growing family. How can I protect and preserve our lifestyle? A: We can help you protect and grow your accumulating assets in order to ensure that you and your family are able to preserve your lifestyle despite potential tragic events such as critical illness or death. Read more
Q: I’m in my 70’s and accumulated some assets. How can I use my assets to receive a reliable income stream? A: There are several options that can be used to provide you with a guaranteed income for life and the ability to transfer any remaining capital to your beneficiaries upon your death. Read more